Your own insurance company will usually have a right to reimbursement of the benefits they pay out of your recovery from the at-fault party. But Washington law recognizes significant restrictions on this right of reimbursement. Even though you are injured as a result of someone else’s fault, the at-fault party’s insurance company will not pay … Read more

DriverKnowledge.com reports 3 million people are injured in auto crashes every year. According to the U.S. Centers for Disease Control and Prevention, motor vehicle related injuries send more than 2.3 million people to hospital emergency departments each year. To you, an injury car accident will likely be a one-time event that causes a serious disruption … Read more

Uninsured and Underinsured Motorist Insurance are additional layers of coverage offered by insurance companies in auto insurance policies to protect against the risk that an at-fault driver does not have liability insurance, or has liability limits that are too low to cover all medical expenses or damages. Uninsured Motorist (UM) insurance provides coverage to the … Read more

PIP Coverage Is No-Fault Auto Medical and Wage Loss Insurance When it comes to auto insurance, liability insurance tends to receive the most attention. PIP or “Personal Injury Protection” is an important coverage that often gets overlooked by consumers. PIP is often referred to as “no fault” coverage, because it pays out claims regardless of … Read more